Comments on: On Why I Hate Conn’s

By: rkettrey

rkettrey — Sun, 06 Sep 2009 01:52:16 +0000

i wished we had paid cash we would of been paid off buy now not two years from now.

By: rkettrey

rkettrey — Sun, 06 Sep 2009 01:36:55 +0000

I HATE CONNS TOO . THERE SALES MEN WANT TO FIGHT EACH OTHER FOR A SALE , AND THEY IF YOU FILL OUT A APPLICATION BE READY TO PUT DOWN A LARGE DOWN PAYMENT IF YOU PICK A PRICEY ITEM WE HAD TO PUT DOWN 1,500. DOWN FOR ITEMS THAT COST , ALL THERE SALES PEOPLE ARE CREEPY AND TRY ANYTHING TO GET YOU APPROVED AND MAKE A SALE . BEWARE OF CONNS .WE WOULD REATHER RENT TO OWN BECAUSE CONNS TELLS YOU YOU CAN SAVE MONEY BY GOING TO THEM INSTEAD THERE CHEAPER THAN THE RENTAL PLACES BUT WHEN WE GOT OUR PAYMENT BOOK IN THE MAIL WE WERE SHOCKED TO SEE THAT WE WERE GOING TO HAVE TO PAY DOUBLE THE AMOUNT THE ITEMS COST, AND IT CAME OUT TO COST THE SAME AS RENTING EATHERWAY. THE GOOD THING ABOUT RENTING IS WHEN MY TV NEEDS REPAIR THEY FIX IT OR REPLACE IT. AND CONNS TALKS PEOPLE INTO BUYING A VERY HIGH WARRENTYS AND YOU ARE LUCKY IF THEY EVEN FIX OR REPLACE THE ITEM WHEN THEY BREAK DOWN. I WONDER IF THEY SELL REFURB ELECTRONICS OUR ELECTRONICS LOOK LIKE THEY BEEN REFERBISHED .

By: rkettrey

rkettrey — Sat, 05 Sep 2009 20:52:16 +0000

i wished we had paid cash we would of been paid off buy now not two years from now.

By: rkettrey

rkettrey — Sat, 05 Sep 2009 20:36:55 +0000

By: rkettrey

rkettrey — Sat, 05 Sep 2009 20:36:52 +0000

By: mg

mg — Sun, 05 Apr 2009 03:56:41 +0000

Almost forgot. I only wanted that freaking lawn mower to build up my credit. First two times I purcahse my items, went smoothly. Thought it was kinda of odd, the first time i did my application, no documentation, or driver liscense was required. I was in and out in less then 20 minuts with a digital camera plus some extras. The 2nd time I went, they asked for extra info, which I didnt mind. They had trouble with my application because the phone I use was under my sisters name. But the sales lady was extremely nice and i was finally approved and got my mp3 player. This was going to be my 3rd time to purchae and item. I honestly thought i would just walk in, pay my 20% down like I did before and walk out, happy. The sales guy that was helping me was extremely nice. He was sorry that they were asking for all that info and didnt understand why. Anyways i thanked him paid off my account and left

By: mg

mg — Sun, 05 Apr 2009 03:38:17 +0000

I hate Conn's because they wanted me to pay 50% down on a lawn mower for 179.99 plus a 3 year warranty for 89.99, plus tax and finance charge. That would have been almost a 150.00 down to pay up front for a freaking lawn mower, so I closed out my account and went to Walmart and bought me a brand new one for 131.26 with free 3 warranty. Why I really really hate them. My account is current, never been late, in fact I am a month ahead on my payments. They never told me before I sat down to get the freaking lawn mower that there was a change on the policy. Your basically re-applying, regardless if you have an open account an excellent credit history with them. So i wasted 45 minutes of my time and walked out pissed off. I could wish they go bankrupt but its not their employees fault that Conns is stupid. Only thing positive, I don't have an account with them anymore. Blessing in diguise.

By: Joel

Joel — Wed, 25 Mar 2009 00:46:25 +0000

I used to work with Conn's. I'm really sorry to read about the problems that you have with a salesperson. Let me explain, Conn's owns 2 credit companies, one its call CCC (Conn's Credit Corporation) that work with people that has credit score 560 and above and the second one its OFC (Oportunity Financial Company) that work with 560 credit score and below.

With CCC they will ask you for 16% at the most.

With OFC they need 3 papers to fax

1. Phone Proof
- They need a phone to contact you in case you dont make the payments
- They need a landline or a cellphone( it has to be a contract, NO PREPAID)
- It's has to have NAME, ADDRESS and DATE (Within 30 days)
- If you use a cellphone, they may need 1 or 2 yrs proof of residence depending on your credit

2. Resindence Proof
- Any bill that is mailed to you monthly, that has your NAME, ADDRESS and DATE (WIthin 30 days)
- If you have a land line and it's under you name they can used for PHONE and RESIDENCE PROOF

3. Income Proof
- A Check Stub with NAME and DATE(Within 30 days)
- Or a Bank Statment with deposits on it (NAME, ADDRESS and DATE(Within 30 days))

Once you have this information available, they will required 3 references and the down payment will be from a 40% to a 16% of the product

You may think that it's a look of stuff, but you will need it if you have bad credit. This was your situation and the problems was the salesperson not Conn's. You rigth, they need to train better to the salespersons.

From the service deparment theres no much that I can say. They will sold you that they have their own service deparment and actually the service its one of the 6 resons to shop at Conn's, It's funy. I had too many customers complain about the service but theres nothing that me as a salesperson can do to hurry the service, not even the manager can give you a new product if yours broke. Its totally up to the service deparment. But thats another history.

The person that was complaining about calls because he was late on the payments, I'm sorry my friend but if you take something out on credit and sign a contract that your gonna pay for the product, YOU HAVE TO PAY, IT IS NOT A GIFT FROM CONN'S TO YOU, I don't understand your complain if you are the one that is not doing what you sign.

By: Conn"s latest VICTIM

Conn"s latest VICTIM — Sat, 21 Mar 2009 19:18:12 +0000

Avoid Conn's at all cost. After a reduction in income being continuosly harrassed by Conn's financial arm I decided to do all I can to keep others from falling prey to this Beaumont, TX based company, (many locations in TX and elsewhere). After finally working through a plan to get the account up-to-date, re-aged (they make alot of money of this process) their collection department calls you the day after your due date mulitple times. They do not keep their word. After sending in multiple requests to only be contacted by mail, they continue to call. Today I am filing a complaint with the FTC. These people are ruthless.

By: Haggis

Haggis — Tue, 02 Dec 2008 02:19:12 +0000

Joe, my main problem wasn't the fact that she was attempting to get a sale, it was her approach and the unprofessionalism I got off her and the entire staff of that store.

I assumed by “Pre-Approval” after I had already submitted a credit application meant that I would not have had to gone through the extended process. At no time during the entire experience were either her or her manager clear about what was going on. Any attempt I made to ask questions or respond to her were completely ignored. She was only concerned about the sale.